Do I Need a Plan?

Why you need a financial plan

Financial planning takes the guesswork out of managing your finances.  It also helps you understand the implications of each financial decision you make. Because everyone has different goals, it is important to have a unique plan that works for you and your financial situation, both now and in the future.

Benefits of financial planning

The average American faces an uncertain economy and more options for saving and investing than ever before. It’s easy to feel overwhelmed unless you find a way to understand the big picture. A Certified Financial Planner can bring clarity to all your finances and help you develop a strategy, so it’s easier to make financial decisions, set long- and short-term life goals, and stay on track. Working with a Certified Financial Planner can secure your financial well being and give you peace of mind.

Some people decide to do their own financial planning, but you may want to seek help from a Certified Financial Planner if you:

1. Want to better manage your finances, but aren’t sure where to start
2. Don’t have time to do your own financial planning
3. Want a professional opinion about the plan you’ve developed
4. Don’t have sufficient expertise in certain areas such as investments, insurance, taxes or retirement planning
5. Have an immediate need or unexpected life event